.premium-footer{background:linear-gradient(135deg,var(--ib-navy-deep),#002244);color:#ffffff;padding:35px 0 15px;border-top:3px solid var(--ib-teal);position:relative;overflow:hidden;}.premium-footer::before{content:'';position:absolute;top:-100px;left:-100px;width:300px;height:300px;background:radial-gradient(circle,rgba(0,207,187,0.08) 0%,transparent 70%);border-radius:50%;pointer-events:none;}.premium-footer::after{content:'';position:absolute;bottom:-100px;right:-100px;width:300px;height:300px;background:radial-gradient(circle,rgba(0,156,141,0.08) 0%,transparent 70%);border-radius:50%;pointer-events:none;}.footer-grid{display:grid;grid-template-columns:1fr;gap:24px;margin-bottom:24px;position:relative;z-index:2;}.footer-logo img{height:38px;margin-bottom:12px;filter:brightness(0) invert(1);}.footer-col-main p{font-size:13.5px;color:rgba(255,255,255,0.7);line-height:1.5;margin-bottom:16px;}.footer-socials{display:flex;gap:12px;}.footer-social-link{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,0.05);display:flex;align-items:center;justify-content:center;color:var(--ib-teal-light);font-size:15px;text-decoration:none !important;transition:var(--transition-fast);border:1px solid rgba(255,255,255,0.1);backdrop-filter:blur(5px);}.footer-social-link:hover{background:var(--ib-teal);color:var(--ib-white);border-color:var(--ib-teal);transform:translateY(-3px);box-shadow:0 5px 15px rgba(0,207,187,0.3);}.footer-col-links h4,.footer-col-newsletter h4{font-size:14.5px;font-weight:800;text-transform:uppercase;letter-spacing:1px;margin-bottom:16px;color:#ffffff !important;}.footer-links{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:8px;}.footer-links li a{font-size:13.5px;color:rgba(255,255,255,0.7);text-decoration:none !important;transition:var(--transition-fast);font-weight:500;}.footer-links li a:hover{color:var(--ib-teal-light);padding-left:6px;}.footer-contact-info{display:flex;flex-direction:column;gap:14px;}.footer-contact-item{display:flex;gap:12px;align-items:flex-start;}.footer-contact-item i,.footer-contact-item svg{color:var(--ib-teal-light);font-size:18px;margin-top:2px;width:18px;height:18px;flex-shrink:0;}.footer-contact-item h5, .footer-contact-item h3.h5{font-size:12px;font-weight:800;text-transform:uppercase;letter-spacing:0.5px;color:var(--ib-teal-light) !important;margin-bottom:6px;}.footer-contact-item a,.footer-contact-item p{font-size:13.5px;color:rgba(255,255,255,0.85);font-weight:500;text-decoration:none !important;margin-bottom:0;line-height:1.5;transition:var(--transition-fast);}.footer-contact-item a:hover{color:var(--ib-teal-light);}.footer-bottom{border-top:none;padding-top:5px;display:flex;flex-direction:column;gap:12px;text-align:center;position:relative;z-index:2;}.footer-copy{font-size:13px;color:rgba(255,255,255,0.6);margin-bottom:0;}.footer-bottom-links{font-size:13px;font-weight:700;display:flex;gap:12px;color:rgba(255,255,255,0.5);justify-content:center;flex-wrap:wrap;}.footer-bottom-links span{color:rgba(255,255,255,0.6);}.footer-col-newsletter p{font-size:13px;color:rgba(255,255,255,0.7);margin-bottom:12px;margin-top:-6px;line-height:1.4;}.footer-newsletter-form{display:flex;gap:6px;width:100%;}.footer-newsletter-form input{flex:1;padding:12px 16px;border-radius:var(--radius-full);border:1px solid rgba(255,255,255,0.2);background:rgba(255,255,255,0.05);color:#fff;outline:none;}.footer-newsletter-form input::placeholder{color:rgba(255,255,255,0.5);font-size:13px;}.footer-newsletter-form button{width:42px;height:42px;border-radius:var(--radius-full);border:none;background:var(--ib-teal);color:#fff;cursor:pointer;transition:all 0.2s ease;display:flex;align-items:center;justify-content:center;}.footer-newsletter-form button:hover{background:var(--ib-navy);transform:translateY(-2px);}.footer-addresses{border-top:none;padding-top:35px;padding-bottom:35px;margin-top:35px;margin-bottom:15px;position:relative;z-index:2;}.footer-addresses::before{content:'';position:absolute;top:0;left:50%;transform:translateX(-50%);width:100vw;height:100%;background:#ffffff;z-index:-1;}.footer-addresses h4{font-size:14.5px;font-weight:800;text-transform:uppercase;letter-spacing:1px;margin-bottom:20px;color:#011C38;}.footer-address-grid{display:grid;grid-template-columns:1fr;gap:16px;}.footer-address-card h5{font-size:14px;font-weight:800;color:#009C8D;margin-bottom:8px;}.footer-address-card a{font-size:14px;color:#4a5568;text-decoration:none;display:flex;align-items:flex-start;gap:8px;line-height:1.6;transition:color 0.2s ease;font-weight:500;}.footer-address-card a:hover{color:#011C38;}.footer-address-card i{margin-top:3px;color:#009C8D;font-size:16px;}@media (min-width:576px){.footer-grid{grid-template-columns:repeat(2,1fr);gap:24px;}.footer-address-grid{grid-template-columns:repeat(2,1fr);gap:20px;}}@media (min-width:992px){.footer-grid{grid-template-columns:1.4fr 1fr 1fr 1.3fr;gap:30px;}.footer-address-grid{grid-template-columns:repeat(4,1fr);gap:20px;}.footer-bottom{flex-direction:row;justify-content:space-between;text-align:left;}.footer-bottom-links{justify-content:flex-end;}}@media (max-width:575px){.premium-footer{padding:40px 0 20px;text-align:center;}.footer-logo{display:flex;justify-content:center;}.footer-socials{justify-content:center;margin-bottom:24px;}.footer-contact-item{flex-direction:column;align-items:center;text-align:center;gap:8px;}.footer-links{align-items:center;}.footer-newsletter-form{flex-direction:row;}.footer-address-card a{flex-direction:column;align-items:center;text-align:center;gap:6px;}.footer-addresses h4{margin-top:15px;}}.premium-nl-card{background:rgba(255,255,255,0.03);border:1px solid rgba(255,255,255,0.1);border-radius:12px;padding:24px;}.premium-nl-card h4{font-size:16px;font-weight:700;color:#ffffff !important;margin-bottom:20px;text-transform:none;letter-spacing:normal;}.premium-nl-card form{display:flex;flex-direction:column;gap:12px;}.premium-nl-input{width:100%;padding:14px 16px;border-radius:8px;border:1px solid rgba(255,255,255,0.2);background:transparent;color:#fff;font-size:14px;outline:none;transition:border-color 0.3s;}.premium-nl-input::placeholder{color:rgba(255,255,255,0.5);}.premium-nl-input:focus{border-color:var(--ib-teal,#009C8D);}.premium-nl-submit{width:100%;padding:14px 16px;border-radius:8px;border:none;background:linear-gradient(90deg,#0076a8 0%,#009c8d 100%);color:#fff;font-size:15px;font-weight:600;cursor:pointer;display:flex;justify-content:center;align-items:center;gap:8px;transition:opacity 0.3s ease,transform 0.3s ease;}.premium-nl-submit:hover{opacity:0.9;transform:translateY(-2px);}